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NDIS Resources • Updated February 2026

Are You Eligible for the NDIS?

Complete Step-by-Step Guide for 2026

Everything you need to know about NDIS eligibility requirements, application process, and what to expect.

Key Takeaways

  • NDIS eligibility requires being under 65 years old, Australian residency status, and a permanent disability that substantially reduces functional capacity
  • The application process involves submitting an Access Request Form with medical evidence, functional capacity reports, and identity documents
  • Decisions are typically made within 21 days of receiving complete documentation
  • Applicants who receive an unfavorable decision can request internal review within 3 months

What is NDIS Eligibility?

NDIS eligibility refers to the formal assessment process used by the National Disability Insurance Agency (NDIA) to determine whether someone qualifies for funded disability supports under the National Disability Insurance Scheme.

Meeting the NDIS eligibility criteria is your gateway to accessing a personalised NDIS plan—a funding package tailored specifically to your needs, goals, and circumstances. This plan can cover various supports including personal care, therapy services, equipment, home modifications, and community participation.

The NDIA aims to make access decisions within 21 days of receiving a complete application with all supporting documents.

NDIS Eligibility Criteria

The NDIA assesses five core eligibility criteria when determining your access to the NDIS:

1. Age Requirements

You must be aged between 9 and 65 years at the time of application. Children under 9 may access early childhood supports through a separate pathway called Early Childhood Early Intervention (ECEI). If you're already an NDIS participant, you can continue receiving supports after turning 65.

2. Residency Requirements

You must live in Australia and be one of the following:

  • Australian citizen
  • Permanent resident
  • Protected Special Category Visa holder

3. Permanent Impairment Requirements

Your disability must be permanent or likely to be permanent—meaning it's expected to last for your lifetime with no known cure. This includes physical, intellectual, cognitive, neurological, sensory, and psychosocial disabilities.

4. Functional Capacity Requirements

Your impairment must substantially reduce your functional capacity in one or more of the following areas:

  • Communication
  • Social interaction
  • Learning
  • Mobility
  • Self-care
  • Self-management

5. Early Intervention Requirements

Even if your functional capacity isn't yet substantially reduced, you may qualify through the early intervention pathway if early support could reduce your future needs or help family members and carers build capacity to support you effectively.

How to Check Your NDIS Eligibility

Before submitting a formal application, you can do a preliminary eligibility check through several options:

Local Area Coordinator

Contact a LAC in your area for personalised guidance

NDIS Website

Use the official eligibility checklist at ndis.gov.au

The Well Team Tool

Our guided eligibility checker helps you understand your situation

Evidence and Documents Needed

To support your NDIS application, you'll need to provide various documents that demonstrate your eligibility:

Document TypeWho Provides ItWhat It Demonstrates
Identity DocumentsYou (passport, birth certificate, citizenship certificate)Age and residency status
Medical ReportsDoctors, specialists, psychologistsDiagnosis, permanence, and likely duration
Residency ProofGovernment documents (visa, Medicare card)Australian residency status
Functional Capacity ReportsOTs, physios, speech pathologistsHow disability affects daily life

Pro Tip: Functional capacity reports are crucial. They should describe what you cannot do without support, not just list your diagnosis. Focus on how your disability impacts your daily activities.

How to Submit an NDIS Access Request

The formal NDIS application process involves three main steps:

1

Contact the NDIS or a Local Area Coordinator

You can reach out through several channels: call the NDIS national contact centre on 1800 800 110, visit or phone a Local Area Coordinator (LAC) in your area, or ask an existing NDIS provider for assistance. LACs are trained professionals who help people access the NDIS and navigate the system.

2

Complete the Access Request Form

The Access Request Form (ARF) requires your personal details, information about your disability, and details of your treating professionals. You can obtain this form from the NDIS website, through your LAC, or by requesting it over the phone.

3

Submit Your Application with Supporting Documents

Submit your completed form along with all supporting evidence. You can do this online through the NDIS website, by post, or through your LAC. Submitting all evidence together helps avoid delays in the assessment process.

Timeline and What to Expect

21days

The standard timeframe for the NDIA to make an access decision after receiving your complete application.

What Happens During Assessment

  • NDIA staff assess your evidence against the eligibility criteria
  • They may contact your treating professionals for clarification
  • Additional information may be requested if evidence is insufficient

Tracking Your Application

You can track your application status through:

  • Logging into the myNDIS participant portal
  • Calling the NDIS contact centre on 1800 800 110
  • Contacting your Local Area Coordinator

What If You're Not Eligible?

If your application is unsuccessful, you'll receive a written decision with detailed reasons. Don't give up—you have several options:

Internal Review

Request a review of the decision within 3 months. Many initially rejected applications are approved on review with additional evidence.

External Appeals

If the internal review is unsuccessful, you can appeal to the Administrative Appeals Tribunal (AAT).

Alternative Supports

State and territory disability services, community organisations, and mainstream services (health, education) may provide support outside the NDIS.

What Happens After NDIS Approval

Congratulations! Once approved, here's what comes next:

1

Receive Your Access Decision Letter

You'll receive official confirmation of your eligibility and information about the next steps in developing your plan.

2

Attend Your NDIS Planning Meeting

Work with a planner to identify your goals, discuss your current supports, and determine what funding you need. Prepare by thinking about what you want to achieve and what support would help you.

3

Implement Your NDIS Plan

Choose your providers, decide how you want your plan managed (agency-managed, plan-managed, or self-managed), and start accessing your funded supports.

Tips for a Successful NDIS Application

Be specific about how your disability affects your daily life

Gather evidence from multiple treating professionals

Focus on function, not just diagnosis

Submit everything together to avoid delays

Keep copies of all documents submitted

Ask for help if you need it—that's what we're here for

Is NDIS Free to Access?

One of the most important things to understand about the NDIS is that access is completely free. You'll never be charged a fee to apply for the scheme or to have your eligibility assessed.

NDIS Access is Completely Free

There are no application fees or charges to apply for the NDIS. The process of submitting your Access Request Form and undergoing the eligibility assessment costs you nothing. Be cautious of any service claiming to charge you for NDIS access—this is a common scam.

NDIS-Funded Supports Are Covered

Once you're approved for the NDIS, the supports included in your plan are funded at official NDIS rates. You don't pay out of pocket for these approved services—the NDIS pays your approved provider directly.

Support Coordination Rates

Support Coordination is available to help you find, understand, and manage your supports. The standard NDIS rates for Support Coordination are:

  • $70.23/hour for standard Support Coordination
  • $75.98/hour for specialist Support Coordination

These rates are set by the NDIS and help ensure participants receive quality coordinated support.

No Fees for the Application Process

The NDIA covers the cost of assessing your application. You may choose to pay for specialist reports (such as psychological assessments) if they're not covered by Medicare, but this is optional. Many healthcare providers offer bulk-billing for NDIS-related assessments, so ask your treating professionals about this.

Source: NDIS Pricing Arrangements 2025-26 on ndis.gov.au

Frequently Asked Questions

Get answers to the most common questions about NDIS eligibility

Need Help with Your NDIS Application?

Our experienced team can guide you through the eligibility assessment process, help you gather the right evidence, and support you every step of the way.

(02) 9160 0299

Mon-Fri 9am-5pm